Monday, September 11, 2017

SPPA General Liability Insurance for your Pool Route - Podcast and Patreon Information

In this Podcast I interview Danielle Bahr the President of SPPA. SPPA is a general liability insurance broker that specializes in pool service coverage. They offer various policies geared specifically for pool service businesses. We discuss the need for general liability insurance as well as the policies offered by SPPA








If you become a Patron on my Patreon site at the $10 or $20 level, you can get a group policy rate of $50 per month. This also includes a waiver of the $100 annual renewal fee by SPPA. This is a 2/1 policy and will be sufficient in most cases. 2 Million for the life of the policy and 1 million per occurrence. This policy includes:

Fire Legal Liability
Med Payements for one person
Limited Professional Liability
Pool Pop_Up Coverage
Lost Key & Lock Replacement
Organic Pathogen coverage
Pollution Incident Clean up cost Non-Auto (HAZMAT)
Pollution Incident Clean-Up Cost Auto (HAZMAT)

A Liability Policy is very inexpensive and there is no reason not to have one. I learned this almost the hard way. I had a customer accuse me of leaving her gate open, luckily there was no incident. But it wasn't me who did it. I just shook that off as a one time deal. Then six years ago I had another customer accuse me of leaving the pool fill water on. This one was more complicated and messy and made me see the need to get some type of coverage. Now I have no worries out their in the field and can sleep easy at night.

Liability Insurance is just a way of transferring risk from you to someone with deeper pockets. It is the same reason why you drive around with $500,000 in auto insurance and why you have fire insurance for your home. You couldn't afford to pay a claim in those two instances and you certainly can't afford to pay a $50,000 or a $1 million dollar claim against your pool service business.

That is why I highly recommend a General Liability Insurance policy. I have a great relationship with a local company here which offers the best rates and uses only "A" rated underwriters. To learn more about the policies offered by SPPA you can visit their website:


If you service Commercial accounts you may need a larger policy depending on the requirements - usually a $2 million per occurrence policy.


To join at the group rate and to learn more:

Patreon Benefits at the $10 or $20 levels:

At the $10 level send me direct text messages and get real time on the spot help while you are out on your pool route.

At the $20 level send me text messages and also call me to get one on one consultations over the phone. You also get the following benefits listed below.

Liability Insurance at a group rate of $50 per month. Employees are $39 per month. This is a 2/1 policy. 1 million per occurrence and 2 million total for the life of the policy. By being part of the group you also get the $100 application fee waived. If you need a larger policy you can get the Gold or Platinum Policy (1/3 and 2/4) and receive 10% off your monthly premiums each month. This policy is offered thru SPPA.

Also get a free listing on my website for your pool service business. My website generates leads for many service companies listed there and I will create a FREE link for you to send customers directly to your website.

You are invited to join the #GroupMe text thread. There are over 30 pool guys texting each other each day with questions about pool chemistry, equipment, business practices and more.

I can also help you set up a marketing plan for your business with my consultations thru Patreon.

Recieve a FREE copy of my NEW eBook "Swimming Pool Care The Essential Guide." This eBook contains over 500 video links and 170 pages of helpful articles covering everything you need to know about pool care.








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