Saturday, November 10, 2018

Living Debt Free is the Way to Go!


My Pool Guy and Gal Coaching Site and being debt free are two thing that I am very proud of. The coaching site came about two years ago when I was thinking of a way to connect one to one with other pool professionals besides emailing and posting comments on YouTube. I saw a need in the industry that needed to be filled and being debt free allowed me the time and resources to pursue and create the coaching program.



Being financially independent frees me to create my content and work on my sites without the time constraints of a 9 to 5 job. I don’t have a mortgage debt, a credit card debt, a car loan or any other kind of financial burden that would take my focus from the job of creating my content. Outside of my weekly pool route this allows me to have the time and resources that I need to host something like my coaching program. I get many text messages and phone calls each day and I am available to help those in the program in real time with their questions and problems.

We took our journey to become debt free over 10 years ago and we used the plan set up by Dave Ramsey. His method is so simple and straight forward and if you really work the program you can pay off all your debts. Being debt free is the best way to live. You are not beholden to any bank or financial institution. I had my moment of clarity one morning as I was getting ready for work. Putting on my boots at 6 am I realized that all my hard work was going to the bank. My mortgage, car payment and credit cards were being paid for by my hard work. The fruits of my labor were that I was making the banks richer and richer.

Think about it for a minute. Add up all the interest payments for your home, car, credit cards and student loans. If you were like me the amount was surprisingly staggering. If I remember correctly mine was close to $30,000 a year. So, I was essentially getting up everyday and going to work to pay the bank. I didn’t own my house. I didn’t own my car. The bank owed them, and I was paying the bank to lived in and use those things.  It was quite a turning point for us to realize that we didn’t own anything.  If we stopped paying the bank would come and take everything from us.
So, we got extremely focused and started to pay off everything as fast as possible. We started a written budget every month.  To jump start our attack on our debt we stopped taking vacations for the first 3 years. It was quite a battle and we had a lot of obstacles in front of us, but we did it! After almost 10 years of working the plan we finally finished, and we were debt free with 3 paid for houses.  So, I am telling you that it can be done. You just need to get started.

Back to the coaching program that evolved out of my other online sites. With the free time that I have and the work experience that I carry, I am able to spend my time helping others expand and improve their pool service business.  The rates for the program are extremely low, for $10 a month you can text me in real time and for $20 a month you call me in real time. I am able to keep the rates so low because of my financial situation. But I can’t work for free since the information and experience I am passing on has value.  You can learn more and sign up for my coaching program here:


Not only am I available to help you with your service business but I can also help you with the business end. Marketing, how to set up your invoicing and more, and if you need advice on your finances I am here to help.

Being debt free is the best way to live. Give it a shot. Try it for 6 months and if you don’t like it, you can stop and continue to work for the banks.